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    Are Your Savings At Risk?

    We track UK savings accounts and alert you when rates drop.

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    Monitoring rates around the clock
    Provider
    Product
    Min Balance
    Investec bank logo
    Investec
    Top pick
    Fixed Rate Saver (3 Year)
    5.00%
    Fixed
    3 Years£5,000
    Atom Bank bank logo
    Atom Bank
    Top long term
    5 Year Fixed Saver
    5.00%
    Fixed
    5 Years£50
    GB Bank bank logo
    GB Bank
    5 Year Fixed Rate Bond
    4.98%
    Fixed
    5 Years£1,000
    Find your account to see where your rate ranks
    GB Bank bank logo
    GB Bank
    Top pick
    1 Year Fixed Rate Bond
    4.92%
    Fixed
    1 Year£1,000
    GB Bank bank logo
    GB Bank
    3 year fixed rate bond
    4.87%
    Fixed
    3 Years£1,000
    OakNorth Bank bank logo
    OakNorth Bank
    Fixed Term 12 Months
    4.86%
    Fixed
    1 Year£1
    MBNA bank logo
    MBNA
    Manage by phone
    Fixed Saver
    4.85%
    Fixed
    1 Year£1,000
    Atom Bank bank logo
    Atom Bank
    2 Year Fixed Saver
    4.85%
    Fixed
    2 Years£50
    Close Brothers Savings bank logo
    Close Brothers Savings
    2 Year Fixed Rate Bond
    4.83%
    Fixed
    2 Years£10,000
    Raisin UK bank logo
    Raisin UK
    Fixed Account
    4.75%
    Fixed
    1 Year£1,000
    Recognise Bank bank logo
    Recognise Bank
    2 Year Fixed Rate Account
    4.70%
    Fixed
    2 Years£1,000
    Marcus bank logo
    Marcus
    1 Year Fixed Term
    4.60%
    Fixed
    1 Year£1
    Investec bank logo

    Investec

    Top pick
    5.00%
    AER
    Fixed
    Fixed Rate Saver (3 Year)
    Interest Paid
    Annually
    Access
    3 Years
    Minimum Balance
    £5,000
    Atom Bank bank logo

    Atom Bank

    Top long term
    5.00%
    AER
    Fixed
    5 Year Fixed Saver
    Interest Paid
    Monthly/Annually
    Access
    5 Years
    Minimum Balance
    £50
    GB Bank bank logo

    GB Bank

    4.98%
    AER
    Fixed
    5 Year Fixed Rate Bond
    Interest Paid
    Monthly
    Access
    5 Years
    Minimum Balance
    £1,000
    Find your account to see where your rate ranks
    GB Bank bank logo

    GB Bank

    Top pick
    4.92%
    AER
    Fixed
    1 Year Fixed Rate Bond
    Interest Paid
    Monthly
    Access
    1 Year
    Minimum Balance
    £1,000
    GB Bank bank logo

    GB Bank

    4.87%
    AER
    Fixed
    3 year fixed rate bond
    Interest Paid
    Monthly/Annually/Anniversary
    Access
    3 Years
    Minimum Balance
    £1,000
    OakNorth Bank bank logo

    OakNorth Bank

    4.86%
    AER
    Fixed
    Fixed Term 12 Months
    Interest Paid
    On maturity
    Access
    1 Year
    Minimum Balance
    £1
    MBNA bank logo

    MBNA

    Manage by phone
    4.85%
    AER
    Fixed
    Fixed Saver
    Interest Paid
    On maturity
    Access
    1 Year
    Minimum Balance
    £1,000
    Atom Bank bank logo

    Atom Bank

    4.85%
    AER
    Fixed
    2 Year Fixed Saver
    Interest Paid
    Monthly/Annually
    Access
    2 Years
    Minimum Balance
    £50
    Close Brothers Savings bank logo

    Close Brothers Savings

    4.83%
    AER
    Fixed
    2 Year Fixed Rate Bond
    Interest Paid
    Annually
    Access
    2 Years
    Minimum Balance
    £10,000
    Raisin UK bank logo

    Raisin UK

    4.75%
    AER
    Fixed
    Fixed Account
    Interest Paid
    On maturity
    Access
    1 Year
    Minimum Balance
    £1,000
    Recognise Bank bank logo

    Recognise Bank

    4.70%
    AER
    Fixed
    2 Year Fixed Rate Account
    Interest Paid
    Annually
    Access
    2 Years
    Minimum Balance
    £1,000
    Marcus bank logo

    Marcus

    4.60%
    AER
    Fixed
    1 Year Fixed Term
    Interest Paid
    On maturity
    Access
    1 Year
    Minimum Balance
    £1

    Showing 12 of 13 results

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    What Would You Like to Do Next?

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    Ask Penny

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    Learn how ISAs work, what the annual allowance is, and which one is right for you

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    Find out if you're likely to owe tax on your savings interest

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    DepositScout Alerts

    2 minutes ago

    Easy Access rate just dropped

    A top provider just cut their rate. Here's what you need to know about the latest market shift.

    Nationwide FlexSaver Rate Down
    4.20% AER
    4.75%
    View Best Rates
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    Every UK bank, one place

    Browse UK savings accounts by bank

    Pick a provider to see its best rates, an at-a-glance AI overview, switch offers and the latest news mentions.

    Barclays bank logo

    Barclays

    Best Barclays savings accounts

    0.00% AER
    Premier Triple Access 1-Year Flexible Cash ISA
    HSBC bank logo

    HSBC

    Best HSBC savings accounts

    0.00% AER
    Regular Saver
    Lloyds Bank bank logo

    Lloyds Bank

    Best Lloyds Bank savings accounts

    0.00% AER
    Club Lloyds Monthly Saver
    NatWest bank logo

    NatWest

    Best NatWest savings accounts

    0.00% AER
    Digital Regular Saver
    Santander bank logo

    Santander

    Best Santander savings accounts

    0.00% AER
    Regular Saver
    Nationwide bank logo

    Nationwide

    Best Nationwide savings accounts

    0.00% AER
    Flex Regular Saver
    Monzo bank logo

    Monzo

    Best Monzo savings accounts

    0.00% AER
    2026 Saving Challenge
    Starling Bank bank logo

    Starling Bank

    Best Starling Bank savings accounts

    0.00% AER
    Easy Saver
    Chase UK bank logo

    Chase UK

    Best Chase UK savings accounts

    0.00% AER
    Round-up Account
    Marcus bank logo

    Marcus

    Best Marcus savings accounts

    0.00% AER
    1 Year Fixed Term
    First Direct bank logo

    First Direct

    Best First Direct savings accounts

    0.00% AER
    Regular Saver Account
    TSB bank logo

    TSB

    Best TSB savings accounts

    0.00% AER
    Monthly Saver
    JQY
    View all banks A–Z

    Is Inflation Costing You Money?

    Inflation quietly reduces what your savings are worth. Here's what that means in real terms.

    Current UK Inflation (CPI)

    2.6%
    UK CPI · June 2026
    Bank of England target: 2.0%
    ONS also publishes at 2.8%, which includes owner-occupiers' housing costs.

    What Rate Do You Need to Stay Ahead?

    To grow your money in real terms, your savings rate needs to beat inflation.
    2.6%
    £
    What This Means for £10,000
    At 2.6% inflation
    Your £10,000 is worth £9,740 in today's money after one year.
    At 4.75% savings rate (example)
    Your £10,000 grows to £10,475, beating inflation.

    Don't let inflation quietly erode your savings.

    Find savings accounts that offer rates above 2.6% to grow your money in real terms.

    Official Inflation Data Sources

    Last updated: June 2026

    Office for National Statistics (ONS) •Bank of England

    These links provide official UK inflation statistics. DepositScout does not control or endorse external sites.

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