Halifax

Savings rates, switch offers and guides for Halifax.

Best rate

5.50%

AER

Savings rates

All rates AER · Updated June 2026

Easy AccessFixed RateCash ISARegular SaverJunior ISA

Reward Bonus Saver

Bonus Saver

Money Smart

Everyday Saver

0%1%2%3%4%5%6%7%

Rates shown are AER and correct as of June 2026.

Account	AER	Monthly limit	Interest	Min balance		Details
Regular Saver	5.50%	£250	—	£25

Account	AER	Term	Interest paid	Min balance
Family Boost Fixed Savings	5.00%	3 Years	—	£0
Fixed Saver 2 Year	4.40%	2 Years	Monthly/Annually	£500
Fixed Saver 5 Year	4.40%	5 Years	Monthly/Annually	£500
Fixed Saver 1 Year	4.30%	1 Year	Monthly/Annually	£500

Account	AER	Access	Transfers in	Min balance
ISA Saver Fixed 2 Year	4.65%	No access until maturity	Accepted	£500
ISA Saver Fixed 5 Year	4.65%	No access until maturity	Accepted	£500
ISA Saver Fixed 1 Year	4.55%	No access until maturity	Accepted	£500
ISA Reward Bonus Saver	2.75%	Easy access	Accepted	£1
ISA Bonus Saver	2.30%	—	—	£1
ISA Saver Variable	1.00%	Instant	Accepted	£1

Account	AER	Access	Interest	Min balance
Reward Bonus Saver	2.75%	Easy access	—	£1
Bonus Saver	2.30%	Unlimited withdrawals	—	£1
Money Smart	2.25%	Easy access	—	£1
Everyday Saver	1.00%	Instant	—	£1

Account	AER	Access	Interest paid	Min balance		Details
Junior Cash ISA	2.35%	No access until age 18	Annually	£1

A Stocks & Shares ISA is an investment product, so returns depend on the market rather than a fixed savings rate. Here's how it compares on cost.

When you invest, your capital is at risk — the value of investments can go down as well as up, and you may get back less than you put in.

See how Halifax's rates stack up against every other UK provider we track.