Revolut RevPoints 2026: Value, Earning Rates & UK Alternatives

What Are Revolut RevPoints?

RevPoints are Revolut’s loyalty points, introduced across the UK and Europe in 2024. They’re earned through eligible card spending and selected in-app features, and can be redeemed for airline miles, travel bookings, experiences, gift cards, or discounts at checkout via Revolut Pay.

Unlike cashback, RevPoints cannot be withdrawn as cash — their value depends entirely on how and where you redeem them.

How Do You Earn RevPoints?

Your earning rate depends heavily on your Revolut plan:

• Standard & Plus: 1 point per £10 / €10 spent

• Premium: 1 point per £4 / €4

• Metal: 1 point per £2 / €2

• Ultra: 1 point per £1 / €1

Ultra users with a Revolut credit card can earn even more, with bonuses of up to 1.5 points per euro spent.

The headline rates look impressive at the top end — but for most users on free or mid-tier plans, earning points is slow.

Boosters: Revolut Shops, Stays & Experiences

The fastest way to accumulate RevPoints is through Revolut Shops, where partner retailers offer multipliers — sometimes as high as 10× or even 20×.

For example, an Ultra user buying something they already planned to purchase could stack:

• Base earning

• Credit card bonus

• Shop multiplier

This can generate thousands of points in a single transaction.

However, there’s a catch: these are marketing partnerships. If you wouldn’t have made the purchase anyway, the “reward” quickly becomes expensive.

Revolut also offers points via:

• Revolut Stays (hotel bookings)

• Experiences (tours, activities, attractions)

As with any aggregator, prices should always be compared elsewhere before booking.

Spare Change: A Bad Deal for Points

Revolut allows users to convert spare change from rounded-up card transactions into RevPoints.

In practice, this means:

• £1 / €1 buys 50 RevPoints

That’s an extremely poor rate. Buying airline miles directly (or earning cashback instead) is usually far better value. In most cases, Spare Change is one of the least efficient ways to earn RevPoints.

What Are RevPoints Actually Worth?

This is where things get murky.

Redemption values vary widely:

• Experiences & gift cards: ~0.9p per point

• Revolut Stays: often up to ~2p per point

• Airline miles: potentially higher, but only with premium redemptions

In real-world examples from the app, 444 points were worth £4, putting typical value just under 1p per point.

RevPoints also expire after three years, so hoarding them without a clear plan carries risk.

Points Pocket vs UK Savings Accounts

Revolut’s Points Pocket allows users to lock up a cash balance and earn RevPoints instead of interest.

On paper, this can look attractive — but the implied return is usually well under 3%, and that’s only if you redeem points at a strong rate.

By contrast, UK savers can currently access:

• Easy-access savings accounts

• Notice accounts

• Cash ISAs

Many of these offer 4%+ interest, fully in cash and protected under FSCS limits.

This is where a comparison tool like DepositScout becomes useful. Instead of guessing whether points are worth it, you can see — in pounds and pence — what your money could earn elsewhere in a straightforward savings account.

For most UK savers, cash interest beats points unless you’re already committed to Revolut’s higher-tier ecosystem.

Are Revolut’s Paid Plans Worth It for RevPoints Alone?

Short answer: rarely.

If you already benefit from:

• Subscription perks

• FX savings

• Travel insurance

• International transfers

…then RevPoints can be a nice bonus.

But paying for Metal or Ultra purely to earn points usually doesn’t stack up — especially when compared to:

• Free UK cashback cards

• High-interest savings accounts

• Traditional airline rewards cards

RevPoints work best as a by-product, not a primary reason to upgrade.

The Bottom Line

Revolut RevPoints aren’t a scam — but they’re not free money either.

They make sense if:

• You’re already on a paid Revolut plan

• You spend heavily through Revolut

• You redeem points strategically (especially for travel)

They make less sense if:

• You’re on a free plan

• You value guaranteed cash returns

• You’re comparing them to UK savings rates

Before locking money into points, it’s worth checking what that same cash could earn in a savings account. Tools like DepositScout exist precisely to make those comparisons clear — so you can decide whether points or pounds work harder for you.