Royal Bank of Scotland

Savings rates, switch offers and guides for Royal Bank of Scotland.

Best rate

5.25%

AER

Savings rates

All rates AER · Updated June 2026

Easy AccessFixed RateCash ISARegular Saver

Flexible Saver

First Saver

0%1%2%3%4%5%6%7%

Rates shown are AER and correct as of June 2026.

Account	AER	Monthly limit	Interest	Min balance		Details
Digital Regular Saver	5.25%	£150	—	£0

Account	AER	Access	Transfers in	Min balance
Fixed Rate ISA 1 Year	4.25%	—	—	£1,000
Fixed Rate ISA 2 Year	4.25%	—	—	£1,000
Instant Access ISA	2.45%	—	—	£0

Account	AER	Term	Interest paid	Min balance		Details
Fixed Term Savings 2 Year	4.00%	2 Years	Monthly	£1
Fixed Term Savings 1 Year	3.90%	1 Year	Monthly	£1

Account	AER	Access	Interest	Min balance		Details
Flexible Saver	2.10%	Instant	—	£0
First Saver	1.60%	—	—	£0

A Stocks & Shares ISA is an investment product, so returns depend on the market rather than a fixed savings rate. Here's how it compares on cost.

When you invest, your capital is at risk — the value of investments can go down as well as up, and you may get back less than you put in.

See how Royal Bank of Scotland's rates stack up against every other UK provider we track.